In re Fox, No. 12-32462 HRT, 2013 Bankr. LEXIS 653 (Bankr. D. Colo. Feb. 21, 2013)

(debtor filed Chapter 7 and creditor filed for relief under 11 U.S.C. Sec. 362(d) to foreclose against debtor’s real estate (house and 10 acres); debtor moved to convert case to Chapter 12; case converted and debtor proposed reorganization plan with payment of debt over 30 years at 4 percent interest; court granted debtor relief because debtor lacked sufficient income to repay creditor while simultaneously paying taxes and other maintenance costs associated with real estate; debtor’s claim that sufficient income could be generated by farming adjacent real estate not valid because debtor did not own adjacent tract; debtor could not provide creditor adequate protection via 11 U.S.C. Sec. 1205(b)).