- Ag Docket
(case involves fire to house insured by defendant's policy; fire occurred three months after policyholder died and over five years since policyholder last lived in the house (elderly homeowner who went to nursing home until time of death); defendant denied coverage because defendant not notified of change in use or occupancy of residence, increase in hazard to premises and loss due to vandalism; trial court determined that defendant entitled to judgment based on hazard clause of policy (house had become unoccupied); trial court decision reversed and case remanded - plaintiff entitled to hearing on whether hazard exclusion applies and defendant entitled to hearing on vandalism exception).
CALT does not provide legal advice. Any information provided on this website is not intended to be a substitute for legal services from a competent professional. CALT's work is supported by fee-based seminars and generous private gifts. Any opinions, findings, conclusions or recommendations expressed in the material contained on this website do not necessarily reflect the views of Iowa State University.