Conrad v. Ace Property & Casualty Insurance Company, 532 F.3d 1000 (9th Cir. 2008)

(amount of revenue protection provided under adjusted gross revenue (AGR) policy determined by reference to procedures in FCIC handbook rather than insured's expected revenue; definition of approved AGR under the policy gave defendant discretion to adjust insured's average gross revenue and required use of indexing formulas from FCIC handbook).