Borntreger v. Smith, 2012 WI App 35 (Wis. Ct. App. 2012)

(worker injured on farm brought claim against farmers; farmers’ commercial general liability insurance policy excluded coverage for injury claims brought by employees, but provided coverage for a “temporary worker”, which was defined as worker “furnished” to replace employee on leave or to meet seasonal workload; undisputed that plaintiff was seasonal worker; dispute was whether “furnished” modified both temporary and seasonal workers and whether policy was ambiguous in this regard; court held that policy unambiguously required all temporary workers to be furnished to the policyholder; because no argument was preserved by farmers regarding whether worker was furnished, no coverage applied).

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